News, 10 October 2026
Greece’s Ministry of National Economy and Finance has published a draft bill that would tax individuals’ gains from crypto-assets at 10%, Reuters reported on 8 October 2026. Net gains of up to €500 a tax year would be exempt. Reuters says Greece has had no comprehensive legal framework for taxing crypto until now; in June, officials had floated a 15% rate.
The crypto articles sit inside a larger bill mainly about borrower protection and loan servicers. Per IMI Daily and the Greek tax site Taxrevenue.gr, the draft taxes the gain as the difference between purchase and sale price, using an average cost where coins were bought at different times, and treats the cost as zero where it can’t be shown. Income from lending, liquidity provision and staking would be taxed as interest at 10%, below the 15% that applies to interest now. Swapping one crypto-asset for another would not be taxed. Losses could be carried forward for five years against crypto gains only (per IMI Daily). People who sold before the law takes effect would get 12 months to declare those gains without fines or interest.
Public consultation closes on 22 October 2026, and the ministry wants parliament to vote in the first week of November. The draft gives no start date; Greek outlet Newsit, cited by IMI Daily, reported that the main rules would apply from tax year 2027 if the bill passes unchanged. Still unknown: how business-type crypto activity will be taxed, how it will be filed, and how crypto gains fit the €100,000 non-dom regime. IMI Daily found no mention of the non-dom regime in the crypto articles, although the draft treats crypto-assets as property located abroad for inheritance and gift tax.
What it means for you: if you are tax resident in Greece, or planning to be, a 10% rate with a small exemption would put Greece well below Italy (33%) and Spain (up to 30%) and close to Cyprus (8%, per IMI Daily), but above Portugal for coins held 365 days or more. If you have already sold crypto while Greek resident, note the 12-month declaration window once the law is published. Non-doms should get advice on whether their gains count as foreign-source before relying on the flat tax. Nothing is law yet, and the text can change after consultation.
Full guide: Countries that don’t tax crypto (2026): tax-free gains and the catches · Greece non-dom regime (2026): €100,000 flat tax, investment and how to apply
Sources
- Reuters via Zawya: Greece plans 10% cryptocurrency capital gains tax
- IMI Daily: Greece proposes 10% tax on crypto gains in draft bill
- Taxrevenue.gr: Crypto taxation at 10%, what the draft bill provides
- To Vima: Greece moves to introduce a 10% capital gains tax on crypto
This is general information from the Nomad Forums team, not immigration, tax or legal advice. Rules change; check the official source or a qualified adviser before applying.
Over to you: If you hold crypto and live in Greece, how have you been reporting gains so far, and has your accountant said anything about the draft? Non-doms, has anyone had advice on whether crypto counts as foreign-source income?